If you have a Hong Kong-registered account and use the account to make a purchase in another country (either via store or website), you will accumulate spends based on the conversion rates of your account base currency with the country you are spending in.
Note: SGD1 = HKD5
E.g. I register and spend with a Hong Kong account in HKD from 1 Jan 2022 but travel overseas to Singapore in Jun 2022 and spend in SGD for 3 months. How will this affect my spends?
- Your base currency is HKD as your account was registered via the Hong Kong website
- For the SGD spends, these will be converted to HKD based on a prevailing conversion rate we have and then added to your accumulated spends